When you buy a car, opting for the insurance offered by the dealer may seem like an easier choice. But if you take a moment to look up the plans available online, you will see there are much better options available in the market. Gaurav is over the moon. He has managed to save up enough money to buy his very first car. This pleased Gaurav’s father, but he has a question on his mind - How is Gaurav planning to insure his new vehicle? Insurance was something that had skipped Gaurav’s mind . 1altogether. He told his father that the car dealer had suggested a particular plan and he might just go ahead with it . His father was a bit skeptical and advised him to wait a little longer and enquire more about what the plan is offering. After all, insurance is what will protect Gaurav from the financial implications of the risks he faces on the road. So, when Gaurav began researching, he slowly started to realize that there was significant difference between buying a policy from the dealer and buying it online. Here’s a look at what Gaurav found: No doubt, the entire process of buying insurance is streamlined, hassle-free and more convenient when it is through a dealership. All that needs to be done is - one - give the nod, two - sign the papers and three - pay whatever price the dealer says. But there is a huge downside to this. The possible problems that could arise if insurance is availed via the dealership route are: Limited options to choose from - A dealer’s primary objective is to sell cars - not insurance. The dealer, therefore, will not be able to offer the buyer too many options when it comes to insurance. If the dealer has a tie-up with two or three insurance companies, the dealer is only going to be able to offer policies only by those companies. It will not provide options beyond their plans, thus restricting customers on the kind of policies they can avail.